2025 Irs 401 K Contribution Limits Catch Up. 401k Limits 2025 Chart Bekki Carolin Solo 401(k): For self-employed individuals/business owners without employees Employee contributions: $23,500, plus $7,500 catch-up (ages 50+); $11,250 catch-up for ages 60-63; Employer contributions: up to 25% of compensation; Total combined limit: $70,000 or 25% of compensation, whichever is less; SEP IRA.
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The annual limit on catch-up contributions under these plans for individuals aged 50 and over, who are not 60, 61, 62, or 63. 2025 401(k) and 403(b) Employee Contribution Limit
401k Contribution Limits 2025 Chart Bevvy
The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from $23,000 in 2024 to $23,500 in 2025 Catch-Up Contributions—401(k) Plans, 403(b) Contracts, 457 Plans, and SARSEPS The limit on annual contributions to an IRA remains $7,000
401k Individual Contribution Limit 2025 Ivy Marybelle. 2025 401(k) and 403(b) Employee Contribution Limit The IRA catch‑up contribution limit for individuals aged 50 and over was amended under the SECURE 2.0 Act of 2022 (SECURE 2.0) to include an annual cost‑of‑living adjustment but remains $1,000 for 2025
401k Contribution Limits 2025 Chart Bevvy. An enhanced catch-up limit of $11,250 applies to workers ages 60 to 63 The limit on annual contributions to an IRA remains $7,000